Health Insurance Tips
WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.
Get The Best Deal On Health Insurance
Looking for health coverage? The Washington Health Plan Finder, could save you time and money. Use our tips to make the most of this new tool.
1. Check out new options at the Washington Health Plan Finder. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.
Online: WAHealthPlanFinder.org
Toll-free: (855) 923-4633
2. Find out about financial help that’s available. At the Washington Health Plan Finder, you can find out if you qualify for financial assistance to lower your costs.
3. Use the Washington Health Plan Finder to compare plans side-by-side. This new marketplace lists your options on one website, and shows what each plan covers in plain language.
4. Take advantage of expert help to compare plans in-person, online or by phone. Specially trained people are available in communities across the state to help you apply and understand your options. Find them at WAHealthPlanFinder.org.
5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.
6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.
Health Care Consumer Protections
If you have coverage, you already have protections under the health care law, such as:
- Children and young adults can stay on their parents’ plan until age 26
- Free preventive care, including check-ups and vaccinations
- Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
- Rebates if your insurance company spends less than 80% of premiums on care
Plus, more consumer protections start in 2014, including:
- Insurers can’t deny anyone coverage for having a “pre-existing condition”
- No more annual caps on what your insurer will pay if you get sick
- Insurance companies can’t charge women more than men for coverage
See more information about the health care law, the Affordable Care Act
Issue updates
Today, McDonald’s released a new policy to restrict medically important antibiotic use in its beef supply chain. As the largest beef purchaser in the United States, McDonald’s new commitment could spark an industry-wide change to help keep antibiotics effective.
Car seats are supposed to keep our youngest children safe. But though they may protect infants and toddlers during accidents, car seats have a history of containing toxic flame-retardant chemicals.
That’s finally changing.
Today, a coalition of groups including U.S. PIRG Education Fund and the Ecology Center’s “Healthy Stuff” program released test results on car seats in a new report, Hidden Hazards:Flame Retardants and PFAS in Children’s Car Seats. The authors collaborated with researchers from Indiana University and the University of Notre Dame.
Two growing burger chains, Shake Shack and BurgerFi, stand out from the herd when it comes to serving beef raised without the routine use of antibiotics in the burger industry. They were the only restaurants to earn an “A” on the fourth annual Chain Reaction scorecard released today by six major consumer and environmental organizations. The vast majority of hamburger chains — 22 of the top 25, including giants such as McDonald’s — got an “F” grade because they lack established policies restricting antibiotic use in their beef supply chains.
King Bio Inc. issued the second significant voluntary recall since late July of their homeopathic drugs on Wednesday. Safety concerns over homeopathic drugs extend beyond King Bio as over the past several years, the FDA has issued recalls to several companies for a variety of health products from zinc-containing intranasal medicine to asthma drugs with toxic ingredients.
Today, a jury ruled against the chemical company Monsanto, awarding $289 million in damages to Dewayne Johnson, a former school groundskeeper who said he got terminal cancer from Monsanto’s best-selling weedkiller Roundup.
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SO YOU NEED HEALTH INSURANCE. NOW WHAT?
Read the Health Insurance 101 guide below, or download the PDF here.WashPIRG Foundation
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