Health Insurance Tips

WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.

Get The Best Deal On Health Insurance

Looking for health coverage? The Washington Health Plan Finder, could save you time and money. Use our tips to make the most of this new tool.

1. Check out new options at the Washington Health Plan Finder. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.
Online: WAHealthPlanFinder.org
Toll-free: (855) 923-4633

2. Find out about financial help that’s available. At the Washington Health Plan Finder, you can find out if you qualify for financial assistance to lower your costs.

3. Use the Washington Health Plan Finder to compare plans side-by-side. This new marketplace lists your options on one website, and shows what each plan covers in plain language.

4. Take advantage of expert help to compare plans in-person, online or by phone. Specially trained people are available in communities across the state to help you apply and understand your options. Find them at WAHealthPlanFinder.org.

5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.

6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.

Health Care Consumer Protections

If you have coverage, you already have protections under the health care law, such as:

  • Children and young adults can stay on their parents’ plan until age 26
  • Free preventive care, including check-ups and vaccinations
  • Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
  • Rebates if your insurance company spends less than 80% of premiums on care

 Plus, more consumer protections start in 2014, including:

  • Insurers can’t deny anyone coverage for having a “pre-existing condition”
  • No more annual caps on what your insurer will pay if you get sick
  • Insurance companies can’t charge women more than men for coverage

See more information about the health care law, the Affordable Care Act

Issue updates

Blog Post | Consumer Tips, COVID-19, Public Health

After 20 people die and dozens become ill, FDA finally flags hand sanitizer from Mexico | Teresa Murray

Consumers still at risk for harmful over-the-counter drug products of all types because of soft federal regulations.

> Keep Reading
News Release | US PIRG Education Fund | COVID-19, Public Health, Health Care

NURSING HOMES STILL DON’T HAVE ENOUGH MASKS, GOWNS, OTHER PPE

A new analysis by the U.S. PIRG Education Fund and Frontier Group found that 8 percent of nursing homes nationwide as of Dec. 27 had a critical shortage of surgical-grade N95 masks, which are the best protection against spreading the virus. Additionally, 4 to 6 percent of nursing homes reported shortages in at least one other category of personal protective equipment.

> Keep Reading
Blog Post | Consumer Tips, COVID-19, Public Health

20 Questions to Ask Your Nursing Home during COVID | Teresa Murray

Whether you have a loved one currently in a nursing home or rehabilitation facility, or whether you’re shopping for one, you should arm yourself with a list of questions to gauge how safe the environment is. Here’s a guide to those questions, and the answers you should expect.

> Keep Reading
News Release | US PIRG Education Fund | Consumer Tips, Health Care

Report: Nursing homes endure massive PPE shortages

Seven months into this pandemic, PPE shortages have become much worse, according to “Nursing home safety during COVID: PPE shortages,” a report by the U.S. PIRG Education Fund and Frontier Group.

> Keep Reading
Blog Post | Consumer Tips, COVID-19, Public Health, Consumer Protection

Stimulus check plans, finding hand sanitizer, and avoiding scams during coronavirus | Grace Brombach

Each week, we’ll be posting a round-up of short stories from across our network from staff experiencing various COVID-related issues, and what they did about them.

> Keep Reading

Pages

News Release | US PIRG Education Fund | COVID-19, Public Health, Health Care

NURSING HOMES STILL DON’T HAVE ENOUGH MASKS, GOWNS, OTHER PPE

A new analysis by the U.S. PIRG Education Fund and Frontier Group found that 8 percent of nursing homes nationwide as of Dec. 27 had a critical shortage of surgical-grade N95 masks, which are the best protection against spreading the virus. Additionally, 4 to 6 percent of nursing homes reported shortages in at least one other category of personal protective equipment.

> Keep Reading
News Release | US PIRG Education Fund | Consumer Tips, Health Care

Report: Nursing homes endure massive PPE shortages

Seven months into this pandemic, PPE shortages have become much worse, according to “Nursing home safety during COVID: PPE shortages,” a report by the U.S. PIRG Education Fund and Frontier Group.

> Keep Reading
News Release | U.S. PIRG | Public Health

CDC estimates at least 35,000 die from drug-resistant infections annually

The Centers for Disease Control and Prevention released its new Antibiotic Resistance Threats in the United States report, which estimates at least 35,000 Americans die annually from infections that antibiotics can no longer effectively treat.

> Keep Reading
News Release | U.S. PIRG Education Fund | Public Health

REPORT: Most Fast Food Chains Get Poor Grades for Overuse of Antibiotics in Beef

The fifth annual Chain Reaction report grades the top fast food and fast casual chains on antibiotic use in their beef supply chains. 

> Keep Reading

Pages

Report | U.S. PIRG Education Fund | Public Health

Chain Reaction V

The Chain Reaction V report grades the top fast food and fast casual chanins on antibiotic use policies for their beef supply chains. 

> Keep Reading
Report | WashPIRG Foundation | Public Health

Get the Lead Out

Our children need safe drinking water – especially at school where they go to learn and play each day.  Unfortunately, lead is contaminating drinking water at schools and pre-schools across the country. As our report shows, states are failing to make the grade when it comes to keeping lead out of drinking water at school.  Instead of waiting for more testing, we need to proactively remove the lead pipes and plumbing at the root of this toxic hazard for our children.

> Keep Reading
Report | WashPIRG Foundation | Public Health, Transportation

Electric Buses

A new report shows that a full transition to electric buses in Washington State could avoid an average of 89,567 tons of climate-altering pollution each year -- the equivalent of taking 17,291 cars off the road, and highlights King County’s leadership in transitioning to an all-electric bus fleet.

> Keep Reading
Report | WashPIRG Foundation | Public Health

In Your Face

The negative health effects of asbestos are well-known. Most people may associate asbestos contamination with the workplace or decades-old construction material, but alarmingly, recent media reports have found asbestos contamination in kids' makeup from popular stores. PIRG decided to do its own asbestos testing at an accredited laboratory.

> Keep Reading
Report | WashPIRG Foundation | Public Health

Kiss Off

Lip products are used by most Americans every day. In fact, 81 percent of women and 39 percent of men use lipstick or lip balm products. Unfortunately, the ingredients in these products are barely regulated, and many major brands use toxic chemicals in these products. This consumer guide includes some potentially dangerous examples and a few “safer” alternative products that do not contain these toxic ingredients. With so many lip products that contain toxic chemicals, it is hard for the average consumer to know what is safe to use and what is not.

> Keep Reading

Pages

Blog Post | Consumer Tips, COVID-19, Public Health

After 20 people die and dozens become ill, FDA finally flags hand sanitizer from Mexico | Teresa Murray

Consumers still at risk for harmful over-the-counter drug products of all types because of soft federal regulations.

> Keep Reading
Blog Post | Consumer Tips, COVID-19, Public Health

20 Questions to Ask Your Nursing Home during COVID | Teresa Murray

Whether you have a loved one currently in a nursing home or rehabilitation facility, or whether you’re shopping for one, you should arm yourself with a list of questions to gauge how safe the environment is. Here’s a guide to those questions, and the answers you should expect.

> Keep Reading
Blog Post | Consumer Tips, COVID-19, Public Health, Consumer Protection

Stimulus check plans, finding hand sanitizer, and avoiding scams during coronavirus | Grace Brombach

Each week, we’ll be posting a round-up of short stories from across our network from staff experiencing various COVID-related issues, and what they did about them.

> Keep Reading
Blog Post | Public Health

Toxic triclosan in toothpaste? | Dev Gowda

A recent article in the LA Times revealed that a new study found that the toxic compound triclosan, which is commonly found in toothpaste as well as other consumer products such as cosmetics, children’s toys, and yoga mats, “could cause adverse effects on colonic inflammation and colon cancer.”

> Keep Reading
Blog Post | Public Health

Home remodeling shouldn’t be a deadly project: Toxic paint removers being sold by Lowe’s and other stores | Dev Gowda

No one should lose a loved one to deadly chemicals. But right now you can walk into Lowe’s and other stores and buy paint removers containing highly toxic chemicals.

> Keep Reading

Pages

Blog Post

Consumers still at risk for harmful over-the-counter drug products of all types because of soft federal regulations.

News Release | US PIRG Education Fund

A new analysis by the U.S. PIRG Education Fund and Frontier Group found that 8 percent of nursing homes nationwide as of Dec. 27 had a critical shortage of surgical-grade N95 masks, which are the best protection against spreading the virus. Additionally, 4 to 6 percent of nursing homes reported shortages in at least one other category of personal protective equipment.

Blog Post

Whether you have a loved one currently in a nursing home or rehabilitation facility, or whether you’re shopping for one, you should arm yourself with a list of questions to gauge how safe the environment is. Here’s a guide to those questions, and the answers you should expect.

News Release | US PIRG Education Fund

Seven months into this pandemic, PPE shortages have become much worse, according to “Nursing home safety during COVID: PPE shortages,” a report by the U.S. PIRG Education Fund and Frontier Group.

Blog Post

Each week, we’ll be posting a round-up of short stories from across our network from staff experiencing various COVID-related issues, and what they did about them.

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